Personal Fee Schedule

Personal Fee Schedule - 2012 (detailed below)

The minimum opening balance is $100. No monthly maintenance fee will be assessed during months where the required minimum daily balance of $1,500 is maintained. If required balances are not maintained, a maintenance fee of $15 per month will be assessed on Executive Interest Checking accounts. A monthly fee of $5 will be assessed on accounts that elect to receive paper statements. Interest is compounded and paid monthly. The interest rate and APY will depend upon the balance in this account as shown on the rate chart. The interest rate and APY are subject to change at our discretion. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example checks). A minimum balance of $100 must be held in the account each day to obtain the disclosed Annual Percentage Yield.
 

The minimum opening balance is $1,000. No monthly maintenance fee will be assessed during months where the required minimum daily balance of $5,000 or the average monthly balance of $10,000 is maintained. If required balances are not maintained, a maintenance fee of $15 per month will be assessed on High Yield Money Market accounts. Interest is compounded and paid monthly. The interest rate and APY will depend upon the balance in this account as shown on the rate chart. The interest rate and APY are subject to change at our discretion. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example checks). A minimum balance of $2500 must be held in the account each day to obtain the disclosed Annual Percentage Yield. 6 transfers are allowed in each 4-week or similar period, if preauthorized/automatic transfer, telephone agreement, order or instruction. These transfers may be made by check, draft, debit card, or similar order (including POS) made by the depositor and payable to third parties. Transfers made in person, by messenger, or mail or at an ATM are unlimited. A fee of $10 will be charged for each debit in excess of 6 debits per month.

The minimum opening balance is $100. No monthly maintenance fee will be assessed during months where the required minimum daily balance of $500 is maintained. If required balances are not maintained, a maintenance fee of $5 per month will be assessed on Executive Classic Savings accounts. A monthly fee of $5 will be assessed on accounts that elect to receive paper statements. Interest is compounded and paid monthly. The interest rate and APY will depend upon the balance in this account as shown on the rate chart. The interest rate and APY are subject to change at our discretion. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example checks). A minimum balance of $100 must be held in the account each day to obtain the disclosed Annual Percentage Yield. 6 transfers are allowed in each 4-week or similar period, if preauthorized/automatic transfer, telephone agreement, order or instruction. These transfers may be made by draft or similar order (including POS) made by the depositor and payable to third parties. Transfers made in person, by messenger, or mail or at an ATM are unlimited. A fee of $5 will be charged for each debit over the 6 debits per month.

The minimum opening balance is $100. No monthly maintenance fee will be assessed for accountholders under 18 years of age. Interest is compounded and paid monthly. The interest rate and APY will depend upon the balance in this account as shown on the rate chart. The interest rate and APY are subject to change at our discretion. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example checks). A minimum balance of $100 must be held in the account each day to obtain the disclosed Annual Percentage Yield. 6 transfers are allowed in each 4-week or similar period, if preauthorized/automatic transfer, telephone agreement, order or instruction. These transfers may be made by draft or similar order (including POS) made by the depositor and payable to third parties. Transfers made in person, by messenger, or mail or at an ATM are unlimited. A fee of $3 will be charged for each debit over the 6 debits per month.